Mechanical Repair Coverage from First Commerce Credit Union
Essential protection for all of life’s unexpected turns.
Mechanical Repair Coverage from First Commerce Credit Union
Essential protection for all of life’s unexpected turns.
How it works
As vehicles age, the risk and cost of repairs increase. Mechanical Repair Coverage from First Commerce Credit Union helps reduce the financial impact of unexpected vehicle repairs and breakdowns.
Coverage is available to nearly anyone with an eligible vehicle, whether you’re a First Commerce member with an existing auto loan, your vehicle loan is financed elsewhere, or your vehicle is fully paid off.
Check if your vehicle is eligible (see below)
Contact us and get a quote
Get protected from surprise expenses
Enjoy peace of mind!
Life keeps you on the go...
…Mechanical Repair Coverage from First Commerce Credit Union helps make sure you get there. Whether you’re commuting to work, getting the kids to school and activities, or meeting friends for coffee, you deserve to drive with confidence.Starting with the Silver plan, key components that keep your vehicle running are covered:
- Engine
- Transmission
- Front & rear-wheel drive
- Steering
- Brakes
- Electrical
- Air Conditioning
- Basic hybrid/electric vehicle components
Is my vehicle eligible?
Coverage is available for eligible vehicles less than 15 years old with under 150,000 miles, with multiple plan options designed to fit different needs and budgets. Mechanical Repair Coverage can be:
Added to your auto loan
Purchased outright with no loan required
Used for refinanced vehicles
Available for paid-off vehicles
Options designed for your needs
Choose from multiple coverage levels designed to fit different vehicles, driving habits, and budgets.
Silver
Essential mechanical protection for many major vehicle systems and repair needs.
- Engine and transmission protection
- Air conditioning system coverage
- Brake and steering components
+ View Covered Components
- Water pump
- Fuel pump
- Alternator
- Starter motor
- Radiator fan motor
- Power steering pump
- Wheel bearings
- Heater core assembly
Gold
Expanded protection including additional technical and electrical components.
- Everything included in Silver
- Digital displays and control systems
- Additional electrical component protection
+ Explore Gold Coverage Details
- Rear-view mirror motors
- Heated back glass
- Sunroof motor
- Convertible top motor
- Fuel tank sending unit
- Battery charge controller
- Digital instrument displays
- Temperature sensors
Platinum
Our most comprehensive protection option for advanced vehicle systems and technology.
- Everything included in Gold
- GPS and navigation system coverage
- Advanced technology system protection
+ View Platinum Coverage Features
- GPS/navigation systems
- Bluetooth connectivity
- Heated and cooled seats
- Electronic stability control
- Traction control systems
- Tire pressure monitoring
- Remote keyless entry
- Entertainment systems
Important Coverage Information
Coverage, benefits, and eligibility may vary by state. Certain benefits and protections may not be available for vehicles registered in Georgia. Pre-existing conditions are not covered. Please review the contract for complete coverage details, exclusions, limitations, and eligibility requirements.
Your vehicle may qualify
If your auto loan is through another lender or your vehicle is fully paid off, you may still be eligible for coverage. Contact us and explore how Mechanical Repair Coverage can protect you.
How can Mechanical Repair Coverage from First Commerce Credit Union protect you?
Manage unexpected repair costs
Vehicle breakdowns and costly repairs can come without warning. Mechanical Repair Coverage helps you stay prepared for the unexpected.
Protection beyond the manufacturer's warranty
Once a factory warranty expires, repair costs become the owner’s responsibility. Mechanical Repair Coverage may help reduce the financial impact of eligible repairs.
Added confidence on the road
Coverage options may include benefits designed to support drivers during unexpected breakdowns and travel interruptions.
Flexible coverage options
Choose from multiple coverage levels, deductible options, and terms designed to fit different vehicles and budgets.
Manage unexpected repair costs
Vehicle breakdowns and costly repairs can come without warning. Mechanical Repair Coverage helps you stay prepared for the unexpected.
Protection beyond the manufacturer's warranty
Once a factory warranty expires, repair costs become the owner’s responsibility. Mechanical Repair Coverage may help reduce the financial impact of eligible repairs.
Added confidence on the road
Coverage options may include benefits designed to support drivers during unexpected breakdowns and travel interruptions.
Flexible coverage options
Choose from multiple coverage levels, deductible options, and terms designed to fit different vehicles and budgets.
Benefits that keep you moving
Rental reimbursement for up to $35 per day
24/7 roadside assistance including towing, battery jump-start, and flat tire assistance
Travel reimbursement up to $200 per day
Key replacement (Not available in Georgia)
Paintless dent repair
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