Business Banking Solutions

Local expertise and solutions tailored for North Florida and South Georgia businesses.

Business Banking Solutions

Local expertise and solutions tailored for North Florida and South Georgia businesses.

Business Banking Solutions

Local expertise and solutions tailored for North Florida and South Georgia businesses.

Business Banking Solutions

Local expertise and solutions tailored for North Florida and South Georgia businesses.

Business Banking Solutions

Local expertise and solutions tailored for North Florida and South Georgia businesses.

Business Banking Solutions

Local expertise and solutions tailored for North Florida and South Georgia businesses.

Business Banking Solutions

Local expertise and solutions tailored for North Florida and South Georgia businesses.

Business Banking Solutions

Local expertise and solutions tailored for North Florida and South Georgia businesses.

Business Banking Solutions

Local expertise and solutions tailored for North Florida and South Georgia businesses.

Business Banking Solutions

Local expertise and solutions tailored for North Florida and South Georgia businesses.

Powerful Business Solutions With a Personal Touch

Business Checking

Keep your business running smoothly with accounts that offer low or no monthly fees, free Digital Banking, and more.

24/7 Digital Banking

Check balances, pay bills, transfer funds, and monitor account activity anytime, anywhere.

Lending Solutions

From credit cards to real estate and equipment loans, we give you buying power to get things done.

Easy Bookkeeping

With Digital Banking, easily export transaction activity into Quicken, QuickBooks, and other applications.

Invested In Our Communities

As a local credit union founded in 1940, First Commerce is committed to supporting businesses throughout Tallahassee, Marianna, Valdosta, Thomasville, and surrounding communities. When you work with First Commerce, you get the advantage of local expertise, competitive rates, and financial solutions designed for the needs of businesses in our region.

The Power to Help Your Business Succeed

Cash Management

Manage cash flow more efficiently with First Commerce cash management solutions. Collect payments faster, make deposits securely, and monitor business accounts with tools designed to simplify daily operations. With support from a local financial partner in North Florida and South Georgia, you can spend less time managing finances and more time growing your business.

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Credit Cards

Increase purchasing power and manage everyday expenses with a First Commerce Business Visa® credit card. Our low-rate business credit cards help companies in North Florida and South Georgia pay vendors, track spending, and maintain better control of business expenses with the support of local financial experts.

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Financial Planning

Plan for long-term success with comprehensive financial planning for business owners and leaders. First Commerce helps businesses across North Florida and South Georgia develop strategies for growth, retirement planning, and employee financial wellness with guidance tailored to your goals.

Cash Management

Credit Cards

Financial Planning

Helping Businesses Power Forward

Taking Red Shed BBQ to Firefighters

Taking Decadent Delights Cupcakes to Tallahassee Emergency Workers

Power Forward with Peter Diamandis

Message from Chris Gardner

The First Commerce Difference

As a premier, full-service financial institution, First Commerce exists to support our members – not shareholders. When you choose First Commerce as your financial partner, you’re more than just a customer – you’re a member and a co-owner! That means you benefit from lower loan rates, fewer and lower fees, higher savings rates, and better service. We’re passionate about saying yes to local businesses by helping you bank easier and grow stronger.

Business Frequently Asked Questions

What financing options are available for businesses?

Businesses can access several financing solutions through First Commerce, including business lines of credit, commercial real estate loans, equipment and vehicle loans, and business credit cards. These lending options help businesses cover operational expenses, purchase equipment, expand facilities, or manage cash flow during periods of growth.

What types of businesses can bank with First Commerce?

First Commerce supports a wide variety of organizations across North Florida and South Georgia, including small businesses, startups, nonprofits, professional practices, and expanding companies. Business accounts and financial solutions are designed to help organizations manage operations, access financing, and grow within their communities.

How can First Commerce help businesses manage cash flow?

First Commerce offers cash management and treasury services designed to help businesses operate more efficiently. These solutions may include ACH payments, wire transfers, remote deposit capture, and payment collection tools that allow businesses to send payments, deposit checks remotely, and access funds faster.

Does First Commerce offer digital banking tools for businesses?

Yes. First Commerce provides online and mobile banking for business accounts, allowing owners to monitor balances, transfer funds, pay bills, deposit checks, and track account activity anytime. These tools help business owners manage finances securely and efficiently from the office or on the go.

Why choose a local credit union for business banking?

Choosing a local credit union like First Commerce means businesses benefit from personalized service, competitive rates, and local decision-making. As a member-owned financial institution, First Commerce focuses on supporting the financial success of businesses and communities throughout North Florida and South Georgia.

What makes First Commerce different from other business banks?

First Commerce is a member-owned credit union founded in 1940, meaning its focus is on serving members rather than shareholders. Businesses benefit from local expertise, competitive financial products, and banking solutions designed to help organizations succeed in North Florida and South Georgia communities.

Member Testimonial

“I just closed on a home and the Mortgage Team did a fantastic job. I have heard horror stories of what “could” go wrong when buying a house, so I was pleasantly surprised when the team made the process so incredibly easy.”